The List

Thursday, November 11, 2010

#960 ATM fees

It's already bad news when you're withdrawing money from an ATM. In the perfect world, you would just wake up, find twenty dollars in your pocket, and head out to start the day...every single morning. Once you spend your pocket twenty, you'll check your other pocket and would you look at that? Another twenty!

 Until the pocket-moneymaker is created, there will always be the hassle of dealing with the withdrawal of money from ATMs. This hassle becomes a slightly annoying hassle when you get slammed with an ATM fee. After punching in your pin (to the sound of deafening beeps and boops to alert the neighborhood that you're using an ATM), you will choose the desired amount of cash, and if you're unfortunate enough to be using an ATM that doesn't belong to your bank, you'll be greeted with everyone's favorite screen. This screen prompts you with a message that goes something along the lines of:

The service provider of this terminal will charge an additional fee of $2.00 for a cash withdrawal. Are you sure you want to continue?
  
What do you think the answer is to that Mr. ATM? Yes, I'm completely okay with you stabbing me in the back after I shoot myself in the foot by agreeing to use you. That deduction should be optional. At restaurants, you get charged a certain amount, and the tip is optional. Why can't the same be true for ATMs? If an ATM refilled my drinks on a regular basis, treated me nicely, and deserved the two dollars, I would gladly give it the two bucks. I bet ATMs are laughing at us stupid humans, paying more money to lose the money we're taking out. Well guess what ATMs of the world? You're just a machine. I have opposable thumbs. Take that. And my two dollars.

It's just slightly annoying.

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